As part of the 52 week Money challenge, I went a step further and opened an account with Ally Bank. I'm only depositing $50 with each paycheck. I know it's not a ton of money but this isn't my primary savings account either. Currently their APY is .87%. My brother uses them for savings and also for IRAs. I'm not that fancy yet. :)
It was incredibly simple to set up an account. I did have some n00b questions but the chat had no waiting and the rep (Jennifer) was smart, friendly and quick to reply. I hope that my experience goes well because I would like to increase my deposit and use this as a way to really squirrel money away for a rainy day. How are your New Year's Resolutions going?